Terms & Conditions
THE ACTIVITY OF BUYING AND SELLING CRYPTOCURRENCY IS NOT A REGULATED ACTIVITY IN COSTA RICA. THE VALUE OF CRYPTOCURRENCIES CAN BE VOLATILE AND UNPREDICTABLE, WHICH CAN RESULT IN SIGNIFICANT LOSSES IN A SHORT TIME, INCLUDING A TOTAL LOSS OF VALUE. THEREFORE, IT IS UNDERSTOOD THAT BUYING AND SELLING CRYPTOCURRENCIES IS INHERENTLY RISKY, SO THE USER SHOULD CONSIDER THE RISKS BEFORE DECIDING TO BUY OR SELL CRYPTOCURRENCIES.
The present terms and conditions (the “Terms and Conditions”) govern the relationship between Innovación en Medios de Pago Electrónicos, S.A., a company registered and in force in accordance with the laws of the Republic of Costa Rica, with corporate identification number three – one hundred and one – six hundred fifty-seven thousand one hundred seventy nine (hereinafter referred to as “IMPESA”), and the user (hereinafter the “User”), regarding the services of buying and selling cryptocurrencies (hereinafter referred to as “CRYPTO WALLET”) offered by IMPESA through the MONIBYTE APP.
By using the CRYPTO WALLET, the User acknowledges and manifests consent and agrees to the present Terms and Conditions, which are of mandatory compliance. Likewise, by using the CRYPTO WALLET, the User acknowledges, declares, and agrees that: (i) they know and understand cryptocurrency purchase and sale transactions, their operation, volatility, market conditions and risks; (ii) that they are aware of the risks associated with cryptocurrency purchase and sale transactions and declare that they will assume such risks; (iii) that IMPESA will not be liable for any risks or adverse results of cryptocurrency purchase and sale transactions. If the User does not agree to these Terms and Conditions, the User may not access IMPESA’s services, nor use the CRYPTO WALLET in any way.
1.1. IMPESA is a software developer and payment solutions Fintech, which performs the following activities within the framework of Law 7786; (i) systematic and substantial operations of transfer through different instruments; (ii) systematic and substantial transfer of funds, carried out by any means; (iii) administration of funds through any type of administration of funds; and, (iv) the issuance and operation of credit cards. By virtue of the exercise of such activities, IMPESA is registered with the General Superintendence of Financial Entities (hereinafter referred to as “SUGEF”) in accordance with Law 7786
1.2. IMPESA has developed the CRYPTO WALLET with the purpose of offering the Users cryptocurrency buying and selling services, as set forth herein.
1.3. IMPESA maintains a commercial relationship with the regulated financial entity, Paxos Trust Company, LLC, a New York limited purpose trust company (“PAXOS”) that provides the services of (i) cryptocurrency exchange through which Users can buy and sell certain cryptocurrencies (the “Exchange”) and (ii) cryptocurrency custody services.
1.4. IMPESA and PAXOS are independent companies, that maintain a commercial relationship; and by no means shall be considered as a branch, agency, representative or affiliate of the other.
2. DEFINITIONS AND INTERPRETATION.
2.1. For the effects of the present Terms and Conditions, capitalized words not defined in this section shall have the meaning set forth in the Terms and Conditions of the MONIBYTE APP https://www.impesa.net/es/terminos-y-condiciones/.
2.2. Likewise, the words included in the glossary of the CRYPTO WALLET that are used in these Terms and Conditions shall have the meaning indicated in https://crypto.monibyte.com/cr/criptoglosario/.
3.1. To use the services and functionalities of the CRYPTO WALLET, the User must meet the requirements detailed below and complete the registration process:
3.1.1. Download and install the MONIBYTE APP application on the cellphone.
3.1.2. Create an account in MONIBYTE APP.
3.1.3. Request or have a MONIBYTE Prepaid Card, or any other card allowed by IMPESA for the purchase and sale of cryptocurrencies in MONIBYTE.
3.1.4. Being a tax resident in Costa Rica.
3.1.5. Accept these Terms and Conditions, as well as those of the MONIBYTE APP.
3.1.6. Complete the registration process in the CRYPTO WALLET and provide any information required by IMPESA, in compliance with its internal policies and applicable regulations.
3.2. The User authorizes IMPESA to request, at any time and without prior notice, commercial, banking and/or financial references, including the use of databases or credit bureaus.
3.3. All information and/or documentation provided by the User shall be accurate, complete, and truthful. The User acknowledges that IMPESA shall have no liability associated with or arising from the User’s failure to maintain accurate and truthful information.
3.4. IMPESA reserves the right to request any necessary information and/or documentation to the User necessary to its internal policies and applicable regulations. IMPESA, at its sole discretion, may modify the requirements and/or request additional information to the User for the registration and maintenance of the CRYPTO WALLET, which will be notified to the User in a timely manner.
3.5. IMPESA reserves the right to restrict, suspend or cancel the access of the User in the event of (i) not receiving the complete information and/or documentation requested to the User at any time, and/or its updates; (ii) has knowledge of receiving wrong information and/or documentation; (iii) verifies the wrongful use of the CRYPTO WALLET; and, (iv) when it considers it as such due to matter regarding the risk or the business, based on what is established in the applicable regulation (including but not limited to the dispositions of Law 7786), as well as the internal policies and procedures established by IMPESA.
4. OPERATION OF THE CRYPTO WALLET.
4.1. Through the CRYPTO WALLET, IMPESA provides a digital interface or digital platform for the User to make transactions for buying and selling cryptocurrencies online on the PAXOS platform. On the other hand, PAXOS as a regulated financial entity, carries out the custody and sale of cryptocurrencies in favor of the User, as well as any other provider that is designated in the future.
4.2. The User acknowledges that through the CRYPTO WALLET they cannot send or receive cryptocurrencies from third parties, family, or friends, nor transfer it to an external wallet. Likewise, the User understands that cryptocurrencies cannot be used directly as currency for the payment of goods or services. Therefore, the User acknowledges and accepts that, if they wish to withdraw all or part of the value of their cryptocurrencies, they must sell them and withdraw the cash income from its sale through the Prepaid Card or use said income in consumption with the card.
4.3. The balances that are displayed in the CRYPTO WALLET represent the amount and equivalent value in dollars of each type of cryptocurrency of the User at a specific time. The User recognizes that the price of cryptocurrencies can rise and fall over time and can even change quickly and drastically. Therefore, the User acknowledges and accepts that even though the amount of each type of cryptocurrency remains the same, the equivalent dollar value will change as the market price of each cryptocurrency fluctuates. Finally, the User understands that the equivalent value in dollars indicated for a purchase and/or sale is an estimated value that will not necessarily be the exact value that will receive if he sells his cryptocurrencies, since it is estimated.
4.4. The User acknowledges that they do not have any specific and identifiable cryptocurrency, IMPESA will maintain the User’s cryptocurrency balance with the cryptocurrency balances of other IMPESA account holders and will keep such cryptocurrencies in an omnibus account through the custody service provider PAXOS. For the above, an under-registration (hereinafter “Subaccount”) will be maintained in the name of each User in that omnibus account according to the amount and type of cryptocurrencies.
4.5. The User understands that the information displayed in the CRYPTO WALLET is information received by IMPESA from PAXOS and/or the Issuer, as appropriate, so they understand that such information is not controlled by IMPESA and consequently it will not be responsible in case such information is erroneous, outdated, or incomplete.
4.6. The User acknowledges and accepts that all transactions and/or authorizations made in the CRYPTO WALLET will be considered, for all legal purposes, as carried out by the User voluntarily. Any manifestation of will or declaration made by the User in the CRYPTO WALLET will have full validity and legal effectiveness.
4.7. IMPESA declares that it will not use the User’s cryptocurrencies for any investment, unauthorized use, cover operating expenses or for any other corporate or commercial purpose, nor will it voluntarily make such cryptographic assets available to its creditors in the event of bankruptcy.
5. TRANSACTIONS OF PURCHASE AND/OR SALE OF CRYPTOCURRENCIES.
5.1. Transactions of purchase and/or sale of cryptocurrencies may be made only with Monibyte Prepaid Cards, as well as any other card authorized by IMPESA in the future.
5.2. The User will make the purchase and/or sale of cryptocurrencies by means of an express instruction to IMPESA through the CRYPTO WALLET, authorizing it in their name and representation to the purchase and/or sale of a certain number of cryptocurrencies. The User acknowledges and accepts that once the instruction has been carried out and the purchase and/or sale has been executed, said transaction will be irreversible, so it cannot be canceled or altered in any way.
5.3. For each request to buy and/or sell cryptocurrencies, the CRYPTO WALLET will display the information of the value of the transaction and its equivalent in Fiat, according to the information provided by PAXOS. The User acknowledges that the information on the value of cryptocurrencies is provided in real time and for a limited time, so the value of the transaction may vary while the User executes the purchase and/or sale. If the value provided expires before the User completes the transaction, the CRYPTO WALLET will display the new value for purchase and/or sale, as appropriate, which may be lower or higher than the value indicated above.
5.4. The User acknowledges that they may buy and/or sell the types of cryptocurrencies indicated in the CRYPTO WALLET, which may change over time. Likewise, the User understands that the value of said cryptocurrencies is obtained from PAXOS according to market conditions. Therefore, it is clarified that IMPESA does not participate in the fixing of the value or conditions of sale.
5.5. In each cryptocurrency purchase transaction, a real-time charge of the Fiat equivalent of the value of the transaction on the User’s Card will be made, according to the information displayed in the CRYPTO WALLET. For its part, in case of making a sale, the User will receive in Fiat on his Card, the equivalent of the value of the sale. Likewise, the balances of transactions of purchase and/or sale of cryptocurrencies of the Card may be consulted in real time through the CRYPTO WALLET.
5.6. When making a purchase the User declares to have sufficient funds available on his Card, so in the event that when the purchase is executed there are not enough funds, IMPESA may cancel the transaction and debit from the User’s CRYPTO WALLET any cryptocurrency that has not been effectively paid, discount any amount pending payment through a chargeback to the Card, or retain an equivalent amount in cryptocurrencies that the User has in his CRYPTO WALLET until he makes the corresponding payment. In this case, the User is not assured that he can make a new purchase of cryptocurrencies with the same conditions previously offered.
5.7. The User undertakes to pay in full and at their own expense, all taxes, fees and/or contributions that may currently or in the future tax the purchase and/or sale transactions made through the CRYPTO WALLET and/or associated services.
5.8. The User will be obliged to return, restitution or refund any cryptocurrencies and/or funds that are deposited in their CRYPTO WALLET and/or cards by PAXOS or IMPESA, as appropriate, when: (i) an erroneous, improper or excessive deposit of funds or cryptocurrencies has been made to the User; and/or (ii) by virtue of any resolution or claim managed before IMPESA, in which the return of funds was ordered. Such return, restitution or refund must be made by the User in accordance with the instructions provided by IMPESA in due course. The User hereby expressly authorizes IMPESA to make the chargeback on the respective card and or Sub-account of the User if applicable.
6. ECONOMIC TERMS AND CONDITIONS OF SERVICE.
6.1. The User must cancel an exchange fee for each purchase and/or sale transaction corresponding to 3.99% (three-point ninety-nine percent) of the total value of the transaction, with a minimum amount of US$3.00 (three dollars) per transaction. This commission may be modified by IMPESA from time to time, for which the publication of the new rates in the CRYPTO WALLET will suffice.
6.2. The minimum amount of purchase and/or sale of cryptocurrencies is US$10.00 (ten dollars) legal tender of the United States of America, for each transaction that is made.
6.3. For its part, the maximum amount for the purchase and/or sale of cryptocurrencies is US$5,000.00 (five thousand dollars) per month. This restriction shall apply generally and regardless of the card used. In the event that the User wants to carry out transactions that exceed the maximum amount established, he may make a request firstname.lastname@example.org, in whose IMPESA will analyze the risk profile and determine the approval or rejection of said request.
6.4. The use of the CRYPTO WALLET does not have any monthly cost. Nor is a minimum amount required in the CRYPTO WALLET for it to be active, only the minimum and maximum amount limitations of purchase and/or sale indicated above will be applicable. Likewise, the User may keep their CRYPTO WALLET active without it being necessary to carry out a minimum number of transactions in a certain period.
7. MONIBYTE PREPAID CARD APPLICATION AND USE OF MONIBYTE PREPAID CARD.
7.1. The request of a Monibyte Prepaid Card is made through the MONIBYTE APP. The User must complete the application process established by IMPESA and acknowledges that additional information may be required for the approval and issuance of a Monibyte Prepaid Card. IMPESA reserves the right to charge a fee for each Monibyte Prepaid Card which will be disclosed to the User prior to confirmation of the application.
7.2. The Monibyte Prepaid Card is for personal and individual use, so the User may request, through MONIBYTE APP, a Monibyte Prepaid Card in Dollars, a Monibyte Prepaid Card in Colones, or both. The User can only have 1 (one) Prepaid Card of each type of currency, therefore, the MONIBYTE APP will not allow the User to register and activate additional cards. These cards are reloadable with the frequency and limits that will be indicated below.
7.3. The User acknowledges and accepts that the MONIBYTE Prepaid Card in Dollars has a maximum balance of $5,000.00 (five thousand dollars) legal tender of the United States of America. The User acknowledges and accepts that the MONIBYTE Prepaid Card in Colones has a maximum balance of $5,000.00 (five thousand dollars) legal tender of the United States of America, at the entity’s accounting exchange rate in Colones. IMPESA reserves the right to modify the maximum balances for both cards, which will be notified to the User by e-mail or through this Agreement.
7.4. The Monibyte Prepaid Card in US dollar currency may be recharged repeatedly during the calendar month as long as the sum of the monthly recharges does not exceed the accumulated amount of $5,000.00 (five thousand dollars), legal tender of the United States of America. Likewise, the MONIBYTE Prepaid Card in Colones currency may be recharged repeatedly during the calendar month as long as the sum of the monthly recharges does not exceed the accumulated amount of $5,000.00 (five thousand dollars) legal tender of the United States of America, at the accounting exchange rate of the entity in Colones. IMPESA reserves the right to modify the recharge conditions for both cards, which will be notified to the User by e-mail or through this Agreement.
7.5. IMPESA reserves the right to determine, at its sole discretion, whether to grant the Monibyte Prepaid Card or to reject the User’s application. That is to say, it is not obligated to grant one or more Monibyte Prepaid Cards to the User, which is expressly understood and accepted by the latter.
7.6. The Monibyte Prepaid Card cannot be used or activated until it has been registered in MONIBYTE APP, through the mobile application.
7.7. The Monibyte Prepaid Card is integrated to the MONIBYTE APP and will be able to use all the services provided by IMPESA through it, including the CRYPTO WALLET, MONIBYTE Controls Service, the Funds Transfer Service, the Spending Goals Service, and the Consultation Service.
7.8. The Monibyte Prepaid Card is a Visa card and can be used at any business, physical or online, that accepts Visa cards.
7.9. The Monibyte Prepaid Card may be used to make cash withdrawals at ATMs that receive Visa cards. Cash withdrawals will be subject to the fees charged by each ATM network. To make cash withdrawals, the User will receive a security PIN with the Monibyte Prepaid Card, which will be delivered to the User on security paper at the time of delivery of the Prepaid Card. Said PIN may be changed by the User in the ATM networks.
7.10. When the PIN is used by the User in a transaction, such PIN substitutes for all corresponding legal effects the signature of the User in the transaction. The User must not disclose its PIN number under any circumstances to any third party, being its exclusive responsibility the use and custody of such PIN. The User acknowledges the validity and his obligation of payment with respect to all transactions made whose PIN has been correctly validated by the systems provided by the Issuer, IMPESA, the brand or any other entity authorized for such purposes.
7.11. The Monibyte Prepaid Card will not have any credited value until a) the User deposits an amount through MONIBYTE APP; b) an amount is deposited through SINPE to the IBAN number indicated on each card; c) IMPESA deposits a promotional amount; or d) an amount is deposited through recharge services enabled for such purposes, such as BN Services.
7.12. By applying for the Monibyte Prepaid Card, the User agrees to make proper use of the Card and the funds deposited therein, within the limits set forth in this Agreement and/or any other related documentation, as well as applicable law. Likewise, the User declares and acknowledges that such funds shall be of lawful origin and of which you are the lawful owner.
7.13. In case of loss, theft or misplacement of the Monibyte Prepaid Card, the User must block the card through the MONIBYTE APP and request IMPESA its replacement through the means enabled for such purposes by IMPESA. The replacement may have a cost for the User that will be informed to the User at the time of making the request for replacement. The User accepts and understands that IMPESA is not responsible for the fraudulent use of the MONIBYTE Prepaid Card by a third party.
7.14. The accumulated balance in the card is valid for 12 (twelve) months from the last activity, which is understood and accepted by the User in this act, expressly releasing IMPESA from any related liability. To keep the balance available, the User must make a transaction, purchase or funding and restart the 12 (twelve) month period. IMPESA is not responsible for issuing a notice to the User about the expiration of such balance.
7.15. IMPESA reserves the right to charge an administrative fee in case a MONIBYTE Prepaid Card is inactive for more than 12 (twelve) months
7.16. IMPESA may cancel, immediately and without liability, a Monibyte Prepaid Card if it is used improperly, fraudulently and/or if evidence is found of suspicious movements that may, in accordance with applicable regulations, be indicative of violating provisions of applicable regulations in force, including but not limited to regulations related to the prevention of money laundering, financing of terrorism and financing of the proliferation of weapons of mass destruction. In such event, IMPESA will follow the processes provided for in the legislation in force with respect to the Prepaid Card and the funds contained therein.
8. ORIGIN AND DESTINATION OF FUNDS.
8.1. The User declares that the funds with which they will carry out the transactions come from legal activities in accordance with the applicable regulations and that they correspond to the source of funds presented in the corresponding documentation.
8.2. Likewise, it expressly states that the funds with which they operate do not come from or have a direct or indirect link to the following crimes, though not limited solely to these: drug trafficking; terrorism; smuggling; illicit arms trafficking; explosives; ammunition or materials destined to their production; illicit trafficking of organs, tissues and medicines; illicit trafficking in men, women or children; extortion; kidnapping; sexual procurement; illicit trafficking in nuclear substances; illicit trafficking in works of art, animals or toxic materials; crimes of genocide, war and against humanity, fraud and misappropriation, public corruption, bankruptcy and fraudulent insolvency, trademark crimes and crimes against intellectual property, child prostitution, use in pornography or sexual exploitation of people, counterfeiting and alteration of currency.
8.3. The User expressly acknowledges and accepts that they must comply at all times with any request for information and/or documentation that IMPESA makes in compliance with its internal policies and manuals, applicable legislation, as well as upon the request of any competent authority.
9. PROTECTION OF THE CRYPTO WALLET.
9.1. The User explicitly acknowledges and accepts that the use of the CRYPTO WALLET is their sole and exclusive responsibility. In virtue of the foregoing, in this act, the User hereby agrees and undertakes to use it with due diligence and security measures.
9.2. The User acknowledges and accepts that any order, instruction, request, operation, transaction and/or management, made using their CRYPTO WALLET will be presumed to be made by the User, releasing IMPESA of any kind of responsibility.
9.3. The User knows and accepts that the CRYPTO WALLET will not have any additional passwords to the one used for the MONIBYTE APP login.
9.4. In the event of loss, theft, and/or robbery of the MONIBYTE APP Password, as well as the risk of Access to the CRYPTO WALLET by a third party, the User is obligated to change the MONIBYTE APP Password through the platform, following the instructions specified therein. The User may request at any time the change or recovery of their MONIBYTE APP Password through the platform, following the instructions specified therein.
9.5. The User commits requesting that IMPESA block the CRYPTO WALLET in the event of having knowledge that a third party has their username and password without their consent. The above, without implying all responsibility, of any kind, for IMPESA due to transactions, made with the corresponding username and password.
9.6. The User acknowledges and recognizes that the activities and/or operations carried out through the CRYPTO WALLET shall be legitimate, legal, and shall not be contrary to the public order, values, and/or good customs. The User shall not use the CRYPTO WALLET in an improper way, cannot introduce material that is malicious or materially damaging, nor try to obtain unauthorized Access to the platform, server, computer, or database linked thereto or by any other mean offered by IMPESA.
9.7. IMPESA may, at any time and without prior notice, suspend and/or revoke, temporarily or definitely, the Access to the CRYPTO WALLET and its services and functions, in events such as, but not limited to: the misuse or wrongful use therefor, in case of reasonable suspicion of improper use, for the breach of any of the obligations of the User established in the present document, the compromise of the technological security, or due to any other circumstance that involves a risk or impediment for the adequate provision of services and functionalities. For the purposes of this clause, it will be specifically understood, without limitations, that the improper use of the CRYPTO WALLET, its services and/or functionalities have been made when the User illegitimately manifests his unawareness of the transaction carried out using said information, or when they use the platform to carry out activities and/or operations prohibited by Costa Rican and/or international legislation, such as money laundering, drug trafficking, among other comparable circumstances or those of a similar nature.
9.8. The User acknowledges and holds themselves accountable for the damages originated from the use of the CRYPTO WALLET for purposes contrary to the laws, good customs, public order and standing legislation, releasing IMPESA of any responsibility.
9.9. To guarantee the continuity of the MONIBYTE APP services, IMPESA has contingency processes that will allow the continuous access of the User to the application. However, the User accepts that some services may be temporarily suspended, without this implying any liability for IMPESA for the temporary lack of such services.
9.10. The User agrees to abide by all security provisions provided by IMPESA.
10. AVAILABILITY OF THE CRYPTO WALLET, SERVICES AND FUNCTIONALITIES.
10.1. The services and functionalities of the CRYPTO WALLET are offered in the current state it is and subject to availability, without express or implied warranties of any kind, including warranties of merchantability or fitness for a particular purpose. IMPESA does not warrant that the CRYPTO WALLET will be free of viruses or that access will be uninterrupted.
10.2. IMPESA will attempt that the CRYPTO WALLET, and the services and functionalities provided through this platform, are available 24 (twenty-four) hours a day and 7 (seven) days a week, except from those services and functionalities that establish a specific schedule of operation. Notwithstanding the above, IMPESA does not commit to the services and related functionalities of the CRYPTO WALLET, being continuously available, considering that their complexity makes it impossible to guarantee a functioning free of failures, errors, or interruptions. It is understood and accepted by the User that the MONYBITE APP Platform and/or CRYPTO WALLET may not be enabled or available at any time or period, expressly releasing IMPESA from any associated liability.
10.3. In the event of failures or interruptions, IMPESA will make its best efforts to restore the continuity of the platform, services, and functionalities in the shortest possible time.
10.4. It is expressly excluded from the responsibility of IMPESA, those deficiencies in the services or in the connections that are in charge of third parties.
11. PERSONAL DATA AND ITS PROTECTION.
11.1. The User commits themselves to provide information that is authentic, true, reliable, complete, and updated when it is required by IMPESA, through any means.
11.2. The User may update, modify, or rectify the data provided by him during the Registration Process, by sending the correct information.
11.3. The provisions of Law No. 8968 (Protection of the Person against the Processing of their Personal Data), its reforms, regulations and concordant will be applicable.
12. INTELLECTUAL PROPERTY.
12.1. The internet domains, registered trademarks, software, products, technological platforms, systems, and site designs of the CRYPTO WALLET, as well as those systems and platforms that allow the operation of the different services and functionalities, are the intellectual property of IMPESA, or its related companies and/or have been duly licensed to them, and they may not be copied, used or imitated without the written authorization of IMPESA or its related companies, as applicable.
12.2. The reproduction of a part or the totality of the content of the CRYPTO WALLET, in whatever format, including framing, the creation of a derivative work based on these and/or their content, incorporation in other web pages, platforms and/or software, electronic retrieval systems and/or publications, unless expressly authorized in writing by IMPESA or its related companies, as appropriate.
12.3. The content that is protected by copyright may not be modified, nor may any notice of attribution of authorship or copyright notice that appears in said content be altered, without first obtaining the pertinent consent. Nothing of included in the CRYPTO WALLET should be interpreted as granting of any right or license, other than what is expressly established in this Agreement, the Service Contracts and/or any other related document.
13. ATTENTION TO THE USER.
13.1. For or the attention and management of eventual inquiries, claims and/or concerns by Users, IMPESA will have channels enabled for these purposes, including, without limitation, email, website, any other made available, all which will be adequately communicated through the MONIBYTE App platform.
15. NOTIFICATIONS AND APPLICABLE LEGISLATION.
15.1. Except from the exceptions set forth in these Terms and Conditions, the User establishes the registered electronic mail as a means to attend notifications, judicial or extrajudicial, related to the present Agreement. IMPESA establishes the following address as a means to serve notices, judicial or extrajudicial, related to this Agreement: San José, Escazú, San Rafael, El Llano Street, from Montescazú Plaza, 250 (two hundred and fifty) meters east, after the bridge, brown gate on the right side, office number one, with a copy to the email: email@example.com.
15.2. Any change of these designated means must be notified to the other party, through the means designated for such purpose.
15.3. This Agreement will be governed and interpreted in accordance with the laws of the Republic of Costa Rica, submitting the parties to the jurisdiction of its ordinary courts.
16.1. IMPESA reserves the right, at its sole judgement, to modify, substitute, amend or replace the Terms and Conditions, for which a publication of these in the CRYPTO WALLET will suffice. IMPESA, at its sole discretion, may also notify the User through the means they consider appropriate.
16.2. The continuity in the use of the CRYPTO WALLET and the services provided by IMPESA on behalf of the User, after any modification, substitution, amendment and / or replacement of the Terms and Conditions is notified, will be understood as explicit acceptance on behalf of the User to said changes made.
17. ACCEPTANCE OF THE TERMS AND CONDITIONS.
17.1. The User declares to have read and accepted the present Terms and Conditions by expressly accepting them through CRYPTO WALLET.
Version: V1; ___ of March, 2022.